How much does an employer pay in taxes for an employee?

For employment taxes for payroll, the employer taxes include Medicare, just like the employees pay F.U.T.A, which is federal unemployment, which is state unemployment, and then workers compensation, also called workers comp. All of these different names I’m about to explain literally just mean Workers comp.


The employer payroll taxes include Social Security, Medicare, the employer will match the employee contribution. So if an employee puts in 80 bucks into Medicare the employer also has to pay 80 bucks into same with Medicare.


The employer pays 6.2 percent of the employees, taxable gross wages, and with Medicare, both the employer and the employee pay one point: four: five percent of employee gross wages. If you are self-employed, that means you are both the employer and the employee.
So for self-employed will pay double 6.2 percent, in other words, 12.4 % and same thing with Medicare. The employer also pays unemployment taxes. These taxes help provide unemployed workers with unemployment benefits.


So let’s talk about unemployment. First, we have Futa taxes. Futa stands for a federal unemployment tax Act, so this is an act, a law that requires employers to pay into the program.

It does not pay the benefits. So when an employer pays a futa tax that money’s used just to run the unemployment plan, it is not used, or those contributions are not used to pay
the benefits of the workers. Next is Suta taxes. Suta stands for the state unemployment tax Act, so this is a law that requires employers to pay into the state unemployment tax plan.

Now this tax, which is much higher than futa, goes to pay the unemployment benefits.

So if a worker is unemployed and let’s say they get five hundred bucks a week for unemployment benefits, but the five hundred dollars comes from the plan, so the taxes go to pay the unemployment benefits To the people who are unemployed and the futa taxes go to pay for running the unemployment Department, now payroll software such as quicken often refers to futa as SUI which stands for state unemployment insurance.

So if you see futa it means the same as Sui.

So what is the actual tax for in the futa? This is a little bit complicated at first, so the futa tax is 6.2 percent on wages earned by each employee up to the wage base limit, but this wage base is only $ 7,000 This is an employer tax not an employee tax, but it is based on how much each employee pays.

So if an employee makes $ 40,000 a year, the employer only has to pay futa taxes on the first $ 7,000 of each calendar year for that employee. Now there is a credit, and it is a huge credit that employers will get if they pay their state unemployment, in other words, futa.


So if an employer pays their pseudo taxes on time, then they get a credit of five points. Four percent on the futa tax: this is a huge incentive to make sure that you pay your SUI taxes on time so because most employers pay their SUI on time.


That means they’re, going to get the 5.4 percent credit, so the net futa tax is 0.8 percent with that or how we calculated. That is, you take the 6.2 percent. You subtract the credit of 5.4 percent for paying futa/sui on timet


8 %. It’s not a very big tax at all, and remember, it’s also only taxed on the first seven thousand dollars of each employee’s gross pay per year. Now, how about pseudo-taxes, now each state is going to determine the wage base limit.


A company with a history of laying off a lot of employees will pay a higher SUI of the tax rate. Then a company that does not lay off many people. Why? The company, who’s, laying off a lot of people, their employees, are using more unemployment benefits.


Therefore, their percentage that they have to pay into the program is going to be higher. Another payroll tax that employers have to pay is called workers comp workers compensation is almost never called workers compensation.


Everyone calls it workers-comp as it’s much easier to say. What this does is insures employees who are injured or killed while on the job have protection. So if you’re operating a forklift and you fall off and hurt your head as long as you were doing it on the job, then workers compensation insurance might cover that now in most states.


What does unicorn mean sexually?

Short Answer: bi-sexual woman willing to join a couple.

Unicorn hunting? A couple that is open-minded and progressive, they’ve probably been together for a while, and they’ve decided they want to open their relationship.


The man will usually be straight, and the woman will be bi or bi-curious. They’ll be looking for another bisexual woman (unicorn) to have a relationship with them. This makes it something they’re doing together with an agreement.

They want to explore this new territory as a unit. The idea is that this will be safer. It’ll be more equal and fairer and negate jealousy. They’ll find the woman to form a triad relationship.

Looking for this mythical woman. I.e., the unicorn is so familiar that the poly-open community has a name for these people. They call them unicorn hunters.

Here are a few familiar tropes that make this behavior so complex. The couple will only want a bisexual woman because Society says it’s cool for women to explore their bisexuality, but that’s not a thing that the man should do.

The man maintains his status as the only man in the relationship with a one penis policy. The couple looking for a bisexual woman will want her to be interested in both of them.

Equally, only one man in their relationship means he can rest easy. He doesn’t have to be threatened by lady sex. That’s not real sex, right. The woman in the couple is in agreement to explore her bisexuality.

The unicorn will be expected to sleep with both of them. Simultaneously, and usually, be sexually exclusive, the unicorn will be expected to be involved equally and romantically with both partners.

The unicorn status inside the couple depends on her continuing to want to sleep with both sexes. The couple will strive, above all else, to protect their relationship as a couple.

The unicorn is not allowed to come between them.
They might only be interested in or attracted to one half of a couple. They might not be into group sex. They may not have control over how or when they start to develop romantic feelings and for whom they will still want to have a life outside of the couple.

They might stop wanting to have sex with one half of the couple, if this isn’t allowed, they have to choose between having sex with someone they don’t want to have sex with or losing someone they care about.

The unicorn is rare and often in the end the unicorn leaves.


How long do rechargeable batteries last per charge?

Short answer: 1 to 3 hours

So many of the devices we use every day have batteries, and it seems like everyone has their rituals for making them last Some people store them in the fridge or unplug as soon as the battery is charged or even insist on only charging when the battery is on the brink of dying.

But when it comes to charging the batteries in things like your phone and laptop, it turns out that many of these strategies don’t do very much. And some are counterproductive. Batteries work using electrons that try to flow between electrodes but they’re blocked by an electrolyte, which only lets charges flow when wires directly connect the two sides. Once all the electrons have reached the positive electrode, the battery is considered discharged, meaning it’s out of power.

New Batteries that are recharged can last 1 to 3 hours.

Not so new rechargeable batteries can last 30min to 1 hr

All depending on the device the batteries are in.

Recharging the battery just involves pushing those electrons back onto the negative electrode to reset the whole process. All rechargeable batteries lose the ability to charge over time as the electrolyte breaks down and the pieces wear out.

But what those pieces are made of determines how to make a battery last as long as possible. A lot of those battery life myths you might hear apply to nickel-cadmium and nickel-metal hydride batteries.

The kind you might have in your TV remote. Because of the chemical reaction that produces the electrons, it is better to let them run down before recharging them and stop charging pretty much as soon as they’re fully charged.

Otherwise, crystals can form on the electrolyte, and the batteries can break or at least not hold as much charge as they should. But most portable devices these days, like your phone and your laptop, use lithium-ion batteries, which work differently.

Lithium-ion batteries do get damaged if they’re overcharged, but the batteries and chargers are usually designed to stop charging before that happens. So you don’t have to worry about unplugging your phone or laptop as soon as it’s charged.

And waiting until lithium-ion batteries are close to dead before charging them can make their lives up to 5 times shorter than always charging before they dip below 70%. The higher the charge before you plug in, the longer the battery will last.

With that said, if you have something that tells you how much time you have left on your battery, not just the percentage, you should fully discharge it about once a month to help the computer recalibrate its estimate.

But the biggest thing that affects all batteries is temperature. Electrochemical reactions happen faster when it’s hotter. So batteries do break down faster in prolonged heat. But that doesn’t mean you should store your batteries in the freezer.

The air in the freezer, or the bag with batteries in it you put in the freezer, has plenty of water vapor just waiting for a place to crystallize into ice. And you don’t want wet, icy batteries.

So if you want your phone and laptop batteries to last, keep them plugged in as much as possible. And no matter what kinds of batteries you’re storing, they’ll be just fine if you stick them in a drawer.

So many of the devices we use every day have batteries and it seems like everyone has their own rituals for making them last, some people store them in the fridge or unplug as soon as the battery’s charged or even insist on only charging when the batteries on the brink of dying but when it comes to charging the batteries and things like your phone and laptop it turns out that many of these strategies don’t do very much and some are actually counterproductive.

Batteries work using electrons that try to flow between electrodes but they’re blocked by an electrolyte which only lets charges flow when the two sides are directly connected by wires once all the electrons have reached the positive electrode the battery is considered discharged meaning it’s out of power recharging the battery just involves pushing those electrons back onto the negative electrode reset the whole process all rechargeable batteries lose the ability to hold a charge over time as the electrolyte breaks down and the pieces were out but what those pieces are made of determines a lot about how to make a battery last as long as possible.

A lot of those battery life myths you might hear apply to nickel cadmium and nickel metal hydride batteries the kind you might have in your TV remote with those because of the chemical reaction that produces the electrons it really is better to let them run all the way down before recharging them and to stop charging pretty much as soon as they’re fully charged otherwise crystals can form on the electrolyte and the batteries can break or at least not hold as much charge as they should but most portable devices these days like your phone or your laptop use lithium ion batteries which work differently.

Lithium ion batteries do get damaged if they’re overcharged but the batteries and chargers are usually designed to stop charging before that happens so you don’t have to worry about unplugging your phone or laptop as soon as it’s charged or waiting until lithium ion batteries are close to dead before charging them can actually make their lives up to five times shorter than always charging before they dip below 70%.

The higher the charge before you plug in the longer the battery will last that said if you have something that tells you how much time you have left on your battery, not just a percentage you should fully discharge it about once a month to help the computer recalibrate its estimate.

The biggest thing that affects all batteries is temperature, electrochemical reactions happen faster when it’s hotter so batteries do break down faster in prolonged heat but that doesn’t mean you should store your batteries in the freezer the air in your freezer, or in the bag with batteries in it you put in the freezer has plenty of water vapor just waiting for a place to crystallize into ice you really really don’t want wet icy batteries so if you want your phone and laptop batteries to last keep them plugged in as much as possible and no matter what kinds of batteries are storing they’ll be just fine if you stick them in a drawer there’s this idea going around that dead batteries will bounce when you drop them while brand new ones will bounce, and that’s not too far from the truth.

What animal mates the longest

Short answer: Tibetan antelope up to 21 days

Mating is a kind of behavior that all creatures have. Mating is an important substitute for multiplying offspring and the continuation of life for humans. Lineage succession is a deep-rooted idea, and life will continue, as will animals.
Animal breeding is a huge system mating and multiplies and symbolizes the rise and fall of a race. Animals usually have a certain pattern of mating. They all have their own mating season. According to common sense, it is essential to mate in the right season, whether it is a human or an animal.
The mating time will not be too long, especially in the murderous and dangerous world of nature. However, there is a creature whose mating time is as long as 21 days. This is incredible data. It is the endangered Tibetan antelope.
Tibet antelope lives in Tibet, China, due to geographical location and climate. Their mating season is around December; they are among the most vulnerable animals in the world and can survive in harsh environments.
The maximum speed can reach 110 kilometers per hour, and the longest life is about eight years.

21 day mating period. pic-pexels

What animal can hold its breath the longest

Short answer: Sperm whale

Humans can hold their breath for, at most, a few minutes. But, imagine if you could hold it for an hour and a half! A sperm whale can do just that, and scientists have officially discovered how.

Researchers at the University of Liverpool studied a molecular protein called myoglobin in 100 mammals ranging from cows, otters, and whales. The protein stores oxygen in muscles. They found in deep-diving mammals, like sperm whales, the proteins became more electrically charged.

The charge prevents myoglobin from clumping, which means the animal can have more of it — and more oxygen — in its muscles. The amount of myoglobin a mammal can store makes a big difference.

Science World Report says the longest a human has ever held his breath for is 22 minutes. And that was after breathing pure oxygen first and not moving underwater. Compare that to the 45 minutes to 2-hour dives sperm whales take.

The researchers also traced the changes in myoglobin in deep-diving mammals through 200 million years of evolution and discovered those that could hold their breath longest evolved a nonstick variety of myoglobin.

The findings could aid medical research and will lead to a better understanding of the evolution of marine mammals. One researcher said, “The idea that we can estimate maximal dive times for early-diverging relatives of today’s marine mammals will have a profound impact on how we think about their ancient ecology and biology.”

Longest recorded dive 3-hours Pic-pexels

Should a 60 year old man take testosterone?

Plant extracts like yohimbine, ginseng, and papaverine, which used to be thought of as quack medicine, have shown their effectiveness in scientific trials and are prescribed in sexological practice. Papaverine, mixed with prostaglandins, on the market under the name Androskat, is injected into the penis. The doctor decides the dosage and demonstrates the injection technique. After that, the man has to inject himself. He may think it’s a little scary at first, but he gets used to it after a while.

The most popular medicinal therapy since 1998 has been sildenafil (Viagra). It relaxes the smooth muscles around the small arteries of the penis so that the blood can freely flow and fill the corpora cavernosa (hollow spaces) of the penis, making it hard. Simultaneously, the veins that carry the blood off when the penis is flaccid are closed so that the erection continues for a sufficiently long time to have sexual intercourse. Viagra cannot typically be had without a doctor’s prescription and is not generally covered by health insurance.

Getting older doesn’t mean you have to stop the swing. pic-pexels

Viagra is not an aphrodisiac, although pleasure in sex increases if the desired erection is attained and held. But if there is little or no appetite, Viagra does not help.

Because Viagra may pose a risk for people with high blood pressure or cardiac problems, other drugs have been developed which do not work directly on the blood flow but on the nerve center in the brain involved in bringing about an erection. Such other brand names are Uprima and Cialis. They can work faster, and Cialis has a more extended sufficient period, even a whole weekend, whereas Viagra works only for four hours. The choice of different drugs is a good thing, for it widens patients’ and doctors’ options. Someone who gets no results from one may benefit from another.

No need to say, erection pills are sold through the internet. In some cases, the sellers are bona fide. In most, however, one can be almost certain to receive imitation drugs or food supplements.

Erectile dysfunction (impotence): mechanical aids

For men who do not benefit from erection pills or are advised not to use them, there are still some mechanical means left to obtain and hold an erection.

The cock-ring, placed around the erect penis base, keeps the penis from going flaccid by blocking the blood flow through the veins, close to the surface of the penis. A cockring is placed into position after the penis has become problematic and must not be left in place longer than 30 minutes.

The vacuum pump is a plastic cylinder with an air pump at the top. It is placed on the flaccid penis, then the air is pumped out, which causes blood to flow into the penis, making it hard. A cockring is usually placed around the penis base to prevent blood from flowing away when the cylinder is removed.

A hollow imitation penis or extension condom can be used if no erection is possible, but intercourse is desired.

A penile prosthesis is a more permanent solution, requiring an operation. Thin cylindrical tubes are placed inside the two corpora cavernosa, giving the man a lasting erection, which is not always very comfortable. However, the penis can be bent to fit against the lower abdomen.

A newer form is the Scott-Bradley prosthesis, in which small balloons are placed inside the penis, which can then be inflated, causing an erection. Afterward, the fluid is rereleased, returning the penis to its flaccid state.

HOW TO AROUSE A MAN WITH LOW TESTOSTERONE

Whеn уоu first gоt involved wіth уоur romantic раrtnеr, wеrе thеrе fіrеwоrkѕ іn thе bеdrооm? Dіd уоu uѕеd to hаvе to wоrk аt kееріng your hаndѕ оff оf еасh оthеr thrоughоut the dау? Now, many соuрlеѕ аrе nоtісіng thаt аrе thеіr relationships mаturе, thе іntеnѕе dеѕіrе to bе іnvоlvеd ѕеxuаllу сооlѕ ѕіgnіfісаntlу. If you’ve noticed this hарреnіng in your оwn lіfе, it mіght be thаt уоu’rе ѕuffеrіng from lоw libido, or a lоw level оf ѕеxuаl drive. Thеrе аrе both рhуѕісаl аnd рѕусhоlоgісаl fасtоrѕ thаt can trigger a decline in libido, and оf соurѕе, thеу рlау оut dіffеrеntlу depending оn gender.

Thе first thіng to do іf уоu’rе afraid thаt you оr уоur раrtnеr mіght bе dealing wіth lоw lіbіdо іѕ tо tаkе a соnѕсіоuѕ lооk at hоw уоur ѕеxuаl drive mіght have сhаngеd over thе соurѕе оf rесеnt history. Fоr a wееk оr lоngеr, еvаluаtе hоw often уоu hаvе ѕеxuаl іntеrсоurѕе, hоw оftеn you еngаgе іn ѕеxuаl play (rеgаrdlеѕѕ of whether оr nоt іntеrсоurѕе іѕ thе rеѕult), how оftеn уоu have sexual thоughtѕ аnd fаntаѕіеѕ whеn alone оr аrоund your раrtnеr, and whеthеr оr nоt уоu or your partner ѕhоw a general rеluсtаnсе tо initiate ѕеx.

If after a couple оf wееkѕ, уоu ѕее that the frеԛuеnсу for еngаgіng іn ѕеxuаl bеhаvіоrѕ and еvеn fantasies has dесrеаѕеd or іѕ nоn-еxіѕtеnt, it’s possible thаt уоu or уоur раrtnеr mау bе dеаlіng wіth lоw lіbіdо. If that’s thе саѕе, іt’ѕ time to thіnk аbоut how уоu саn ѕtаrt tо uncover thе root causes of thіѕ dесrеаѕеd desire, and hоw you саn оnсе аgаіn infuse some passion аnd ѕраrk bасk іntо уоur love life. Tо dо this, уоu muѕt be rеаdу tо bе соmрlеtеlу hоnеѕt, bоth wіth yourself аnd уоur partner, and ореn to dіѕсuѕѕіng wауѕ that уоu саn both еxсіtе еасh оthеr sexually.

Kеер іn mіnd thаt thеrе аrе many рhуѕісаl fасtоrѕ that саn contribute to low lіbіdо, and іt might nоt bе possible tо correct thеm all overnight. Low lеvеlѕ оf tеѕtоѕtеrоnе could hаvе a еffесt оn lоw lіbіdо. Fоr women, соndіtіоnѕ lіkе pregnancy аnd brеаѕtfееdіng, a urinary tract іnfесtіоn, mеnораuѕе, аnd mеdісаtіоnѕ ѕuсh аѕ аntіdерrеѕѕаntѕ аnd соntrасерtіvеѕ are known tо саuѕе a dесrеаѕе in ѕеxuаl dеѕіrе. For mеn, соndіtіоnѕ lіkе hеаrt dіѕеаѕе, kidney dіѕеаѕе, taking рrеѕсrірtіоn drugѕ, nutritional dеfісіеnсіеѕ, аnd оbеѕіtу can cause thе ѕаmе еffесtѕ. There іѕ аlѕо thе роѕѕіbіlіtу thаt рѕусhоlоgісаl factors lіkе depression, lоw self еѕtееm, аnd past аbuѕе саn trigger an аvеrѕіоn tо sex, еvеn іf thаt has not аlwауѕ bееn a рrоblеm.

Best gold bars to buy

Unlike fiat or paper currencies, gold has a 8,000 year track record of keeping up with inflationary control measures and debt percentage ceilings.

That’s because the price of gold has largely outrun the rate of inflation ratio and the decline in the purchasing power of the US fiat dollar.

Gold is a solid secure guarantee long-term store of value. It’s also an insurance policy– a hedge against paper currency, systemic risk, and uncertainty.

Uncertainty could send gold prices substantially higher in the near future, so it may be worth considering gold right now as a safest investment hold.

Actual times in history when gold has experienced wild swings in value against paper currency, people who understand this gain immense wealth quickly.

Thinking about your savings: you probably have standard deposit accounts at a number of banks. The banking system is middle man between you and your money.

Having physical gold securely stored in an at-home safe is a great way to secretly preserve your wealth without the middle man risk. Virtually eliminate the bank or any regulatory entity at hand.

Physical wealth in material form literally in your hands is an aspect of mental control no one can take away from you.

Also taking on larger amounts in offshore facilities and storing

When it comes to physical gold, you can buy either coins or bars. They come in a variance of weights or minted forms.

Here’s a gold trade secret not many new buyers know.

Good Delivery specifications for a 400 ounce gold bar traded certified by the LBM could weigh as little as 320 ounces, or as much as 450ounces, and still qualify as a 400 ounce bar.

Meaning no uniform standard of exact weight but still passable under the “good delivery” policy.

Coins are exact at weight and mint so no matter what you can have the purest at per gram purchase. Lower purity can issue tax problems if you want to qualify for a like kind exchange under IRS sec1031.

Gold coins with 99.99% purity and no matter what a solid investment are:

Canada Gold Maple Leaf
Chinese Panda
Austrian Philharmonic
Australian Gold Nugget
American Buffalo

Avoid these coins if possible unless you get a great deal.

American Gold Eagle (91.67%)
South African Krugerrand (91.67%)
United Kingdom Sovereign (91.7%)

Now if coins are not for you and you want purity and massive weight for safety against crises,

Here are 4 of the safest and best places to buy gold bars.

What is white gold made of

Wow white gold is so not real gold but a mixture of other metals to form a white so called gold which really just is yellow gold. The purity of course is now not pure and although depending on what other metals are used, often Nickel, Palladium, Platnium, and Manganese.

White gold does have yellow true gold and does often have enough parts gold to still be in the 14k range but it’s not more expensive than pure 18k or 24k gold.

White gold is probably the most popular of the alloys in terms of jewelry and engagement rings. Although it’s impossible without testing to see how much white gold or gold is within an object. It’s important to always inquire about the parts per gold ratio in the white gold piece. The highest is around 18k for white gold. Often rhodium is used as a whitener as white gold itself is often yellowing as time goes on.

Platinum and Nickel can increase the whiteness of the object and also is skin safe, it also is more exspensive than gold so depending on how much is used this can increase the value of the jewelry.

Pure gold is yellow and is 24karat or 24 parts of AU. All colored golds are going to be less than that and although the design or piece of jewelry may hold demand or intrinsic value. The safest investment would still be by weight a pure minted gold from a certifiable refinery that holds all good faith practice and audit reports on hand.

White gold purity chart

Best way to buy physical gold

Your own gold under lock and key makes total sense

Buying physical gold from anywhere in a town or city location near you isn’t just that simple in terms of actual gold value in terms of buying ether bullion, coins, or gold bars. 

Unless ofcourse you live in a mining town and have a direct line to gold at cost that has not been refined or smelted. 

Your best bet to buy physical gold is online with an accredited mint or bullion sales company that also stores gold or uses USPS mail with tracking to send you your order.

Is buying physical gold online safe?

The best way to actually buy any gold nowadays is through an online source and has opened up an entire world for the average wealth builder person who wants to increase there security blanket. 

Companies online ship millions of dollars in gold online everyday and have countless customers who receive there gold in a fashion that holds value not only in weight but also in popularity of coins that are minted. 

Buying physical gold also is a no brainer in terms of stored wealth and an added layer of protection from economic crises which in historical terms does happens fairly often. 

Coins do offer the ability to trade or transfer straight across for fiat, jewels or equal commodity value system agreed upon.

Larger bullion such as bars are among some of the safest investments currently known in the world. Gold holds a solid value along with other precious metals.

Currently the best way to buy physical gold is probably ordering it online and having it shipped to your door.

Here are six trusted online sources that sell and ship gold at market value.

  • amazon.com
  • regalassets.com
  • jmbullion.com
  • moneymetalsexchange.com
  • sdbullion.com
  • goldsilver.com

Online purchase of gold has become a standard of easy go to investment that holds solid with real investors who has overcome any doubt that goes along with large purchase orders.

Gold coins or gold bars

Storing gold bars for optimum crises security.



Depending on your cash to gold conversion in terms of what you want to buy and stockpile for gold storage will play a key role on what type of minted and refined gold you buy.

Gold coins offer a great way to hold smaller quantities of transferability in terms of physically carrying gold on your person to and from locations. 

Gold coins also carry between a 15 to 20% mark up trend value in terms of reselling coins online including Amazon and eBay. 

This means depending on the popularity of the gold coin a buyer could expect to pay an extra 15% to 20% on top of the current market value defined by The daily trade rate. 

A lot of buyers will find a low cost coin usually in the 1oz category like the these coins listed offered by various mints or wholesale online buyers and relist the coin with a fractional markup to make some current value money on top of the gold reserve price. 

  • American Eagle 24k 1oz
  • American Buffalo 24k 1oz
  • Canadian Maple Leaf 24 1oz
  • British Britannia 24k 10z
  • South African Krugerrand 24k 1oz
  • Austrian Philharmonic 24k 1oz

All of these gold coins offer some of the safest long term wealth building assets known to man currently. They are in demand as gold will always have a strong demand as a commodity.

Gold Bars 

If your portfolio is in the expansion mode and your looking to hold solid ground in terms of larger gold quantities and want to fill your safe or other vault locations like brinks then gold bars will most likely have the most appeal to you as an investor.

It’s no secret that Billionaires, Millionaires and large Companies including many banks buy and vault huge amounts of gold bars for the purpose of holding wealth security against economic collapse.